{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-427848","form_type":"8-K","ticker":"FAF","cik":"0001472787","company_name":"First American Financial Corp","filed_at":"2026-10-21T20:15:15+00:00","discovered_at":"2026-10-21T20:18:16.396912+00:00","generated_at":"2026-10-21T20:18:59.543453+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"First American Q3 2026 adjusted EPS $1.78 vs $1.70; revenue $2.08B up 5%; dividend raised 11%","bullets":["GAAP net income $177.0M, or $1.72 per diluted share, vs $190M/$1.84 a year ago; adjusted net income $183.4M, or $1.78 per share.","Total revenue $2,084.6M, up 5% YoY (adjusted up 7%); commercial revenue $297.4M up 21%; investment income $169M up 11%.","Title segment pretax margin 12.4% (12.7% adjusted) vs 12.9%; U.S. direct open orders 175,600 vs 191,300, closed 134,900 vs 141,800.","Home Warranty pretax income $11.3M, down 30%, margin 9.9% vs 14.1% on higher direct-to-consumer marketing spend; revenue flat at $114.7M.","Dividend raised 11% to $2.44 annual rate; Q3 buybacks 23,149 shares for $1M at $64.24, plus 143,254 shares for $9M in Q4 through Oct 21."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-427848","json":"https://secwatch.observer/filing/0001193125-26-427848.json","markdown":"https://secwatch.observer/filing/0001193125-26-427848.md","text":"https://secwatch.observer/filing/0001193125-26-427848.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1472787/000119312526427848/0001193125-26-427848-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1472787/000119312526427848/faf-20261021.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-21T20:18:59.543453+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}