---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-427848"
form_type: "8-K"
ticker: "FAF"
cik: "0001472787"
company_name: "First American Financial Corp"
filed_at: "2026-10-21T20:15:15+00:00"
generated_at: "2026-10-21T20:18:59.543453+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# First American Q3 2026 adjusted EPS $1.78 vs $1.70; revenue $2.08B up 5%; dividend raised 11%

## Summary
- GAAP net income $177.0M, or $1.72 per diluted share, vs $190M/$1.84 a year ago; adjusted net income $183.4M, or $1.78 per share.
- Total revenue $2,084.6M, up 5% YoY (adjusted up 7%); commercial revenue $297.4M up 21%; investment income $169M up 11%.
- Title segment pretax margin 12.4% (12.7% adjusted) vs 12.9%; U.S. direct open orders 175,600 vs 191,300, closed 134,900 vs 141,800.
- Home Warranty pretax income $11.3M, down 30%, margin 9.9% vs 14.1% on higher direct-to-consumer marketing spend; revenue flat at $114.7M.
- Dividend raised 11% to $2.44 annual rate; Q3 buybacks 23,149 shares for $1M at $64.24, plus 143,254 shares for $9M in Q4 through Oct 21.

## SEC filing metadata
- accession: 0001193125-26-427848
- form_type: 8-K
- ticker: FAF
- cik: 0001472787
- company_name: First American Financial Corp
- filed_at: 2026-10-21T20:15:15+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1472787/000119312526427848/0001193125-26-427848-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1472787/000119312526427848/faf-20261021.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-427848
- JSON: https://secwatch.observer/filing/0001193125-26-427848.json
- Plain text: https://secwatch.observer/filing/0001193125-26-427848.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.