BancFirst Q3 net income rises to $67.3M ($1.97 EPS) from $62.7M; nonaccrual loans climb to 0.87% of total loans

BANCFIRST CORP /OK/

Net income $67.3M, or $1.97 per diluted share, vs $62.7M / $1.85 a year earlier; net interest income $136.0M vs $125.6M, net interest margin 3.85% vs 3.79%.
Provision for credit losses $3.1M vs $4.4M; net charge-offs $4.0M vs $1.7M, incl. $1.8M on purchased credit deteriorated loans; allowance 1.23% of loans vs 1.22% at 12/31/25.
Nonaccrual loans $75.6M, or 0.87% of total loans, up from 0.72% at year-end 2025, with one commercial loan the primary driver of the balance.
Noninterest income $51.4M vs $49.9M on higher service charges and treasury income; noninterest expense $98.2M vs $92.1M, driven by $4.1M more in salaries and employee benefits.
CEO David Harlow: Tulsa-based Spirit Bank acquisition "on schedule to close in October"; expects higher-for-longer rates to dampen economic activity. Total assets $15.0B, loans $8.7B, deposits $12.7B.

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