---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-434444"
form_type: "8-K"
ticker: "RNST"
cik: "0000715072"
company_name: "RENASANT CORP"
filed_at: "2026-10-27T21:14:00+00:00"
generated_at: "2026-10-27T21:16:05.585461+00:00"
event_type: "m_and_a"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Renasant to acquire Commercial Holding in ~$142M all-stock deal at 0.8798 exchange ratio

## Summary
- Exchange ratio 0.8798 RNST shares per Commercial share, ~2.64M shares; plus ~$35.7M special cash dividend; total value ~$142M based on $40.29 10-day average.
- Commercial Bank: nine branches in Paris, Union City, Jackson and Memphis, TN; $1.1B assets, $648M loans, $983M deposits as of Sept 30, 2026; $1.2B trust/wealth AUM.
- Combined company would hold ~$28.6B assets, $20.4B loans and $22.6B deposits; 28 Tennessee branches with ~$2.6B deposits; closing expected in Q1 2027.
- Needs Federal Reserve and Mississippi Dept. of Banking and Consumer Finance approvals plus Commercial shareholder vote; $7.0M termination fee payable by Commercial in certain cases.
- Commercial Chairman and CEO Roy Molitor Ford Jr. is expected to join Renasant in a market executive role after closing; KBW advised Renasant, Olsen Palmer advised Commercial.

## SEC filing metadata
- accession: 0001193125-26-434444
- form_type: 8-K
- ticker: RNST
- cik: 0000715072
- company_name: RENASANT CORP
- filed_at: 2026-10-27T21:14:00+00:00
- event_type: m_and_a
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/715072/000119312526434444/0001193125-26-434444-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/715072/000119312526434444/d180138d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-434444
- JSON: https://secwatch.observer/filing/0001193125-26-434444.json
- Plain text: https://secwatch.observer/filing/0001193125-26-434444.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.