secwatch.observer — SEC 8-K summary
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Issuer:     RENASANT CORP (RNST)
CIK:        0000715072
Form:       8-K
Filed at:   2026-10-27T21:14:00+00:00
Accession:  0001193125-26-434444
Event type: m_and_a
Sentiment:  positive
Materiality: 0.60
Item codes: 1.01, 7.01, 9.01
LLM model:  deepseek-v4.1-flash:cloud@v2

Renasant to acquire Commercial Holding in ~$142M all-stock deal at 0.8798 exchange ratio
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- Exchange ratio 0.8798 RNST shares per Commercial share, ~2.64M shares; plus ~$35.7M special cash dividend; total value ~$142M based on $40.29 10-day average.
- Commercial Bank: nine branches in Paris, Union City, Jackson and Memphis, TN; $1.1B assets, $648M loans, $983M deposits as of Sept 30, 2026; $1.2B trust/wealth AUM.
- Combined company would hold ~$28.6B assets, $20.4B loans and $22.6B deposits; 28 Tennessee branches with ~$2.6B deposits; closing expected in Q1 2027.
- Needs Federal Reserve and Mississippi Dept. of Banking and Consumer Finance approvals plus Commercial shareholder vote; $7.0M termination fee payable by Commercial in certain cases.
- Commercial Chairman and CEO Roy Molitor Ford Jr. is expected to join Renasant in a market executive role after closing; KBW advised Renasant, Olsen Palmer advised Commercial.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/715072/000119312526434444/0001193125-26-434444-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/715072/000119312526434444/d180138d8k.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-434444

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