{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-437028","form_type":"8-K","ticker":"BCBP","cik":"0001228454","company_name":"BCB BANCORP INC","filed_at":"2026-10-29T11:49:41+00:00","discovered_at":"2026-10-29T11:55:00.261519+00:00","generated_at":"2026-10-29T11:55:32.087610+00:00","sec_items":["2.02","5.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.9,"calibrated_materiality_score":0.9,"confidence":"high","headline":"BCB Bancorp posts Q3 2026 net loss of $132.5M ($6.92/sh) on $115M credit provision; sells $204.3M of problem loans","bullets":["Net loss of $132.5M, or $6.92 per diluted share, vs net income of $3.8M ($0.22) in Q3 2025; provision for credit losses $115.0M vs $4.1M a year ago.","Sold $204.3M of problem loans ($179.7M commercial/multifamily, $14.6M C&I, $10.0M construction) with $42.3M charge-off; moved $100.9M more to held-for-sale, $44.2M charge-off.","$59.9M non-cash valuation allowance against deferred tax assets drove income tax provision of $23.5M; nine-month net loss $142.8M ($7.98/sh).","Capital: $98.0M gross equity raise ($91.4M net, ~$20M retained at holdco); leverage ratio 8.4% company / 9.0% bank; non-accrual loans fell to $22.4M (1.00%) from $61.2M.","C-suite reorg: COO Ryan Blake to Chief Banking Officer, Sandra Sievewright to Chief Administrative Officer, Eleni Willis named Chief Risk Officer, Karen Duran principal accounting officer."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-437028","json":"https://secwatch.observer/filing/0001193125-26-437028.json","markdown":"https://secwatch.observer/filing/0001193125-26-437028.md","text":"https://secwatch.observer/filing/0001193125-26-437028.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1228454/000119312526437028/0001193125-26-437028-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1228454/000119312526437028/d180307d8k.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-29T11:55:32.087610+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"fb29c4d1da","claim":"Ryan Blake changed role as Chief Banking Officer at BCB BANCORP INC.","evidence_excerpt":"On October 29, 2026, the Company announced that the Boards of Directors of the Company and BCB Community Bank (the “Bank”) approved a transition of Ryan Blake from the position of Chief Operating Officer of the Company and the Bank to the newly established position of Chief Banking Officer of the Bank.","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1228454/000119312526437028/0001193125-26-437028-index.htm","confidence":0.93,"family_label":"Executive change","details":[{"label":"Action","value":"transitioned"},{"label":"Role","value":"Chief Banking Officer"}],"fact_type":"executive_change"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}