{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-455457","form_type":"8-K","ticker":"STIM","cik":"0001227636","company_name":"Neuronetics, Inc.","filed_at":"2026-11-10T21:10:15+00:00","discovered_at":"2026-11-10T21:11:00.293804+00:00","generated_at":"2026-11-10T21:11:06.328475+00:00","sec_items":["1.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Neuronetics amends Perceptive credit pact, requiring $15M prepayment by Nov 30 to reset revenue covenants","bullets":["Amendment No. 6 to the July 25, 2024 Credit Agreement with Perceptive Credit Holdings IV modifies certain revenue covenants, effective only if conditions are met.","Conditions include an optional prepayment of at least $15,000,000 principal plus accrued unpaid interest and the applicable Early Prepayment Fee.","Borrower must also pay Perceptive a non-refundable, fully-earned amendment fee of 1.00% of outstanding principal immediately after the $15M prepayment.","Early Prepayment Fee for paydowns after the third and on or before the fourth anniversary of the July 25, 2024 closing date is 3.50% of principal prepaid.","If conditions are not satisfied or waived by November 30, 2026, the amendment automatically terminates; CFO Nir Naor signed for Neuronetics."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-455457","json":"https://secwatch.observer/filing/0001193125-26-455457.json","markdown":"https://secwatch.observer/filing/0001193125-26-455457.md","text":"https://secwatch.observer/filing/0001193125-26-455457.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1227636/000119312526455457/0001193125-26-455457-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1227636/000119312526455457/d182514d8k.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-11-10T21:11:06.328475+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}