---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-455457"
form_type: "8-K"
ticker: "STIM"
cik: "0001227636"
company_name: "Neuronetics, Inc."
filed_at: "2026-11-10T21:10:15+00:00"
generated_at: "2026-11-10T21:11:06.328475+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Neuronetics amends Perceptive credit pact, requiring $15M prepayment by Nov 30 to reset revenue covenants

## Summary
- Amendment No. 6 to the July 25, 2024 Credit Agreement with Perceptive Credit Holdings IV modifies certain revenue covenants, effective only if conditions are met.
- Conditions include an optional prepayment of at least $15,000,000 principal plus accrued unpaid interest and the applicable Early Prepayment Fee.
- Borrower must also pay Perceptive a non-refundable, fully-earned amendment fee of 1.00% of outstanding principal immediately after the $15M prepayment.
- Early Prepayment Fee for paydowns after the third and on or before the fourth anniversary of the July 25, 2024 closing date is 3.50% of principal prepaid.
- If conditions are not satisfied or waived by November 30, 2026, the amendment automatically terminates; CFO Nir Naor signed for Neuronetics.

## SEC filing metadata
- accession: 0001193125-26-455457
- form_type: 8-K
- ticker: STIM
- cik: 0001227636
- company_name: Neuronetics, Inc.
- filed_at: 2026-11-10T21:10:15+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1227636/000119312526455457/0001193125-26-455457-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1227636/000119312526455457/d182514d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-455457
- JSON: https://secwatch.observer/filing/0001193125-26-455457.json
- Plain text: https://secwatch.observer/filing/0001193125-26-455457.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.