---
schema_version: "secwatch.filing_event.v1"
accession: "0001206774-21-002933"
form_type: "8-K"
ticker: "SFST"
cik: "0001090009"
company_name: "SOUTHERN FIRST BANCSHARES INC"
filed_at: "2021-12-23T23:59:59+00:00"
generated_at: "2026-06-27T22:29:23.910368+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.3
calibrated_materiality_score: 0.3
confidence: "high"
source: SEC EDGAR
---

# Southern First Bancshares enters $15M revolving credit facility with SouthState Bank

## Summary
- Revolving credit line of up to $15M, matures December 20, 2023.
- Variable interest rate: One Month CME Term SOFR + 3.50%.
- Company must maintain at least $3.0M in liquid assets during term.
- Zero principal outstanding at signing on December 21, 2021.
- Amends and restates prior June 2020 credit agreement.

## SEC filing metadata
- accession: 0001206774-21-002933
- form_type: 8-K
- ticker: SFST
- cik: 0001090009
- company_name: SOUTHERN FIRST BANCSHARES INC
- filed_at: 2021-12-23T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.3
- calibrated_materiality_score: 0.3
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1090009/000120677421002933/0001206774-21-002933-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1090009/000120677421002933/southern4001331-8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001206774-21-002933
- JSON: https://secwatch.observer/filing/0001206774-21-002933.json
- Plain text: https://secwatch.observer/filing/0001206774-21-002933.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.