Southern First Q4 EPS $1.21, up 13% QoQ; NIM expands to 2.72%

SOUTHERN FIRST BANCSHARES INC

2025-FY EPS reported $3.72 revenue$6,282,000

Diluted EPS $1.21, up 13% from Q3 2025 and up 73% from Q4 2024.
Net interest margin 2.72%, up 10 bps QoQ and 47 bps YoY.
Total loans $3.85B (+6% YoY); deposits $3.72B (+8% YoY).
Nonperforming assets to total assets 0.32%, up from 0.27% prior quarter.
Book value per share $44.89, up 3% QoQ and 11% YoY.

item 2.02 item 5.03 item 7.01 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Governance Changes SEC 8-K Item 5.03/5.05/5.06 confidence 0.9

SOUTHERN FIRST BANCSHARES INC: Amended Bylaws to authorize the Nominating and Corporate Governance Committee to determine compensation of Emeritus Directors (effective 2026-01-20).

Change: bylaw amendment
Effective: 2026-01-20

Exact text from the filing

On January 20, 2026, the Board of Directors of Southern First Bancshares (the “Company”) amended the Company’s Amended and Restated Bylaws (the “Bylaws”) to authorize the Nominating and Corporate Governance Committee of the Company to determine the compensation of Emeritus Directors.

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89 governance changes filed in the last 30 days. Browse all governance changes →

SOUTHERN FIRST BANCSHARES INC filing history →

Source: SEC EDGAR

accession 0001206774-26-000043

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