{"schema_version":"secwatch.filing_event.v1","accession":"0001206774-26-000359","form_type":"8-K","ticker":"SFST","cik":"0001090009","company_name":"SOUTHERN FIRST BANCSHARES INC","filed_at":"2026-07-21T12:30:36+00:00","discovered_at":"2026-07-21T12:35:00.286681+00:00","generated_at":"2026-07-21T12:35:12.189362+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Southern First Q2 net income $11.2M, EPS $1.20, up 48% YoY; raises $65.2M in equity","bullets":["Net income $11.2M, diluted EPS $1.20, up 48% from $0.81 in Q2 2025.","Total revenue $35.9M (+25% YoY); net interest income $32.4M (+28% YoY) on loan growth.","Loans $4.03B (+9% annualized QoQ); retail deposits $3.56B (+22% annualized QoQ).","Raised $65.2M gross proceeds from 1.2M common shares; redeemed $11.5M subordinated notes.","CET1 ratio 12.82% (up from 10.71% YoY); TCE ratio 9.62% (up from 8.02% YoY)."],"urls":{"canonical":"https://secwatch.observer/filing/0001206774-26-000359","json":"https://secwatch.observer/filing/0001206774-26-000359.json","markdown":"https://secwatch.observer/filing/0001206774-26-000359.md","text":"https://secwatch.observer/filing/0001206774-26-000359.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1090009/000120677426000359/0001206774-26-000359-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1090009/000120677426000359/sfst4665911-8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-21T12:35:12.189362+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}