{"schema_version":"secwatch.filing_event.v1","accession":"0001212545-23-000142","form_type":"8-K","ticker":"WAL","cik":"0001212545","company_name":"WESTERN ALLIANCE BANCORPORATION","filed_at":"2023-07-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:33.343242+00:00","generated_at":"2026-06-13T06:51:13.636468+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Western Alliance Q2 net income $215.7M, EPS $1.96; deposits up $3.5B","bullets":["GAAP EPS $1.96 (Q2) vs $1.28 (Q1); adjusted EPS fell from $2.30.","Net interest margin 3.42%, down from 3.79% QoQ and 3.54% YoY; efficiency ratio 50.5%.","Deposits rose $3.5B to $51.0B; loan-to-deposit ratio 94%, CET1 ratio 10.1%.","Nonperforming assets ratio increased to 0.39% from 0.17% Q1; net charge-offs stable at 0.06%.","Tangible book value per share $43.09, up 3.7% QoQ and 17.5% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001212545-23-000142","json":"https://secwatch.observer/filing/0001212545-23-000142.json","markdown":"https://secwatch.observer/filing/0001212545-23-000142.md","text":"https://secwatch.observer/filing/0001212545-23-000142.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1212545/000121254523000142/0001212545-23-000142-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1212545/000121254523000142/wal-20230718.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T06:51:13.636468+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"64ce93ebd9b9dab94a28dfeb1d146130f3b4c1d8","claim":"WESTERN ALLIANCE BANCORPORATION reported the fiscal quarter ended June 30, 2023 results: revenue $669.3 million, net income $215.7 million, EPS $1.96.","evidence_excerpt":"HIGHLIGHTS: ▪ Net income of $215.7 million and earnings per share of $1.96, compared to $142.2 million and $1.28 (or $2.30, as adjusted 1 ), respectively ▪ Net revenue of $669.3 million, an increase of 21.3%, or $117.4 million, compared to an increase in non-interest expenses of 11.4%, or $39.5 million ▪ Adjusted net revenue 1 of $670.2 million, a decrease of","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1212545/000121254523000142/0001212545-23-000142-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fiscal quarter ended June 30, 2023"},{"label":"Revenue","value":"$669.3 million"},{"label":"Net income","value":"$215.7 million"},{"label":"EPS","value":"$1.96"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}