{"schema_version":"secwatch.filing_event.v1","accession":"0001212545-24-000005","form_type":"8-K","ticker":"WAL","cik":"0001212545","company_name":"WESTERN ALLIANCE BANCORPORATION","filed_at":"2024-01-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:23.594661+00:00","generated_at":"2026-06-06T17:45:42.172429+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Western Alliance Q4 net income $147.9M, EPS $1.33; adjusted EPS $1.91; CET1 10.8%","bullets":["Net income of $147.9M ($1.33 EPS) in Q4; adjusted EPS of $1.91 excluding $0.58 notable items.","Net interest margin 3.65%; CET1 ratio rose to 10.8% from 10.6% QoQ; tangible book value $46.72, up 16% YoY.","Repaid $1.5B of debt including entire BTFP loan; total deposits up $1B QoQ to $55.3B.","Full-year net income $722.4M, EPS $6.54, down 31.7% YoY; adjusted efficiency ratio 59.1% in Q4 vs 50.0% prior Q.","Nonperforming assets to total assets 0.40% (Q4) vs 0.35% prior Q; net charge-offs remained low at 0.07% annualized."],"urls":{"canonical":"https://secwatch.observer/filing/0001212545-24-000005","json":"https://secwatch.observer/filing/0001212545-24-000005.json","markdown":"https://secwatch.observer/filing/0001212545-24-000005.md","text":"https://secwatch.observer/filing/0001212545-24-000005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1212545/000121254524000005/0001212545-24-000005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1212545/000121254524000005/wal-20240125.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T17:45:42.172429+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"98eb9f884fa0c3c0c8ce3cba11d3d51d594f4d75","claim":"WESTERN ALLIANCE BANCORPORATION reported fiscal quarter ended December 31, 2023 results: net income $147.9 million, EPS $1.33.","evidence_excerpt":"On January 25, 2024, Western Alliance Bancorporation (the “Company”) issued a press release reporting results for the fiscal quarter ended December 31, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1212545/000121254524000005/0001212545-24-000005-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fiscal quarter ended December 31, 2023"},{"label":"Net income","value":"$147.9 million"},{"label":"EPS","value":"$1.33"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}