{"schema_version":"secwatch.filing_event.v1","accession":"0001212545-24-000215","form_type":"8-K","ticker":"WAL","cik":"0001212545","company_name":"WESTERN ALLIANCE BANCORPORATION","filed_at":"2024-07-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:12.368306+00:00","generated_at":"2026-05-31T19:32:54.552380+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Western Alliance Q2 net income $193.6M, EPS $1.75; NIM expands to 3.63%","bullets":["Net income $193.6M ($1.75 EPS), up 9.1% QoQ from $177.4M, but down 10.2% YoY from $215.7M.","Net interest margin 3.63% vs 3.60% QoQ and 3.42% YoY; PPNR $285.0M, up $38.0M QoQ.","HFI loans $52.4B (+3.4% QoQ); total deposits $66.2B (+6.5% QoQ); loan-to-deposit ratio 79.1%.","Tangible book value per share $48.79, up 13.2% YoY; CET1 ratio 11.0%.","Adjusted efficiency ratio 51.5% (vs 57.3% QoQ); nonperforming assets to total assets 0.51%."],"urls":{"canonical":"https://secwatch.observer/filing/0001212545-24-000215","json":"https://secwatch.observer/filing/0001212545-24-000215.json","markdown":"https://secwatch.observer/filing/0001212545-24-000215.md","text":"https://secwatch.observer/filing/0001212545-24-000215.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1212545/000121254524000215/0001212545-24-000215-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1212545/000121254524000215/wal-20240718.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T19:32:54.552380+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}