{"schema_version":"secwatch.filing_event.v1","accession":"0001212545-24-000273","form_type":"8-K","ticker":"WAL","cik":"0001212545","company_name":"WESTERN ALLIANCE BANCORPORATION","filed_at":"2024-10-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:07.880116+00:00","generated_at":"2026-05-30T13:03:12.921416+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Western Alliance Q3 net income $199.8M, EPS $1.80; loans +$916M","bullets":["Net income $199.8M, diluted EPS $1.80; linked-quarter +3.2%, YoY -7.8% from $216.6M.","HFI loans $53.3B (+$916M QoQ), deposits $68.0B (+$1.8B QoQ); loan-to-deposit 78.4%.","Net interest margin 3.61% (down 2bp QoQ); adjusted efficiency ratio 52.7%.","Tangible book value per share $51.98, up 19.1% YoY; CET1 ratio 11.2%.","Nonperforming assets to total assets 0.45%; net charge-offs 0.20% annualized."],"urls":{"canonical":"https://secwatch.observer/filing/0001212545-24-000273","json":"https://secwatch.observer/filing/0001212545-24-000273.json","markdown":"https://secwatch.observer/filing/0001212545-24-000273.md","text":"https://secwatch.observer/filing/0001212545-24-000273.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1212545/000121254524000273/0001212545-24-000273-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1212545/000121254524000273/wal-20241017.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T13:03:12.921416+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}