---
schema_version: "secwatch.filing_event.v1"
accession: "0001212545-24-000273"
form_type: "8-K"
ticker: "WAL"
cik: "0001212545"
company_name: "WESTERN ALLIANCE BANCORPORATION"
filed_at: "2024-10-17T23:59:59+00:00"
generated_at: "2026-05-30T13:03:12.921416+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Western Alliance Q3 net income $199.8M, EPS $1.80; loans +$916M

## Summary
- Net income $199.8M, diluted EPS $1.80; linked-quarter +3.2%, YoY -7.8% from $216.6M.
- HFI loans $53.3B (+$916M QoQ), deposits $68.0B (+$1.8B QoQ); loan-to-deposit 78.4%.
- Net interest margin 3.61% (down 2bp QoQ); adjusted efficiency ratio 52.7%.
- Tangible book value per share $51.98, up 19.1% YoY; CET1 ratio 11.2%.
- Nonperforming assets to total assets 0.45%; net charge-offs 0.20% annualized.

## SEC filing metadata
- accession: 0001212545-24-000273
- form_type: 8-K
- ticker: WAL
- cik: 0001212545
- company_name: WESTERN ALLIANCE BANCORPORATION
- filed_at: 2024-10-17T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1212545/000121254524000273/0001212545-24-000273-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1212545/000121254524000273/wal-20241017.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001212545-24-000273
- JSON: https://secwatch.observer/filing/0001212545-24-000273.json
- Plain text: https://secwatch.observer/filing/0001212545-24-000273.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.