earnings
confidence high
sentiment positive
materiality 0.75
Western Alliance Q2 2025 net income $237.8M, EPS $2.07, up 22.8% YoY
WESTERN ALLIANCE BANCORPORATION
2025-Q2 EPS reported
$3.86
revenue$46,500,000
- Net income $237.8M ($2.07 EPS), up 19.4% QoQ and 22.8% YoY; PPNR $331.2M.
- HFI loans grew $1.2B QoQ to $55.9B; deposits grew $1.8B to $71.1B; loan-to-deposit ratio 78.7%.
- NPL ratio improved to 0.76% from 0.82% QoQ; net charge-offs 0.22% of avg loans; criticized loans down $118M.
- CET1 ratio 11.2%, tangible book value per share $55.87 (+14.5% YoY), ROATCE 14.9%.
- Net interest margin expanded to 3.53% from 3.47% QoQ; adjusted efficiency ratio improved to 51.8%.