{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-21-045309","form_type":"8-K","ticker":"KFFB","cik":"0001297341","company_name":"Kentucky First Federal Bancorp","filed_at":"2021-08-27T23:59:59+00:00","discovered_at":"2026-05-14T18:04:17.545281+00:00","generated_at":"2026-06-29T07:14:13.417867+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Kentucky First Federal Bancorp posts FY2021 net income of $1.8M, reversing prior year loss","bullets":["Net income of $1.8M ($0.22 diluted EPS) for year ended June 30, 2021, vs net loss of $12.5M ($1.52 loss) in prior year.","Q4 net income $692K ($0.08 diluted EPS) vs net loss of $13.3M ($1.61 loss) in prior-year quarter, driven by absence of $13.6M goodwill impairment.","Net interest income increased $687K (7.4%) to $10.0M; non-interest income up $196K (49.1%) on higher gains on loan sales.","Non-interest expense decreased $13.7M (62.4%), largely due to prior-year goodwill impairment; excluding it, adjusted expense down 1.2%.","Assets $338.1M (+5.3%), book value $6.36 per share; capital ratios exceeded requirements."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-21-045309","json":"https://secwatch.observer/filing/0001213900-21-045309.json","markdown":"https://secwatch.observer/filing/0001213900-21-045309.md","text":"https://secwatch.observer/filing/0001213900-21-045309.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1297341/000121390021045309/0001213900-21-045309-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1297341/000121390021045309/ea146601-8k_kentuckyfirst.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-29T07:14:13.417867+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}