---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-21-053881"
form_type: "8-K"
ticker: "EEFT"
cik: "0001029199"
company_name: "EURONET WORLDWIDE, INC."
filed_at: "2021-10-21T23:59:59+00:00"
generated_at: "2026-06-28T19:01:54.062391+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Euronet Q3 2021 revenue $816.6M (+23% YoY); adj. EPS $1.77 (+58%)

## Summary
- Net income $73.9M ($1.37 diluted EPS) vs $40.2M ($0.76) in Q3 2020.
- Adjusted EBITDA $155.2M (+48%); Q4 adjusted EBITDA guided $120M-$130M.
- EFT segment revenue $227.1M (+58%) on European travel rebound; active ATMs +4%.
- Money Transfer revenue up 9% to $353.5M, but operating income fell 21% on FX impacts and investments.
- Cash and equivalents $1.05B; total debt $1.21B; revolver availability ~$920M.

## SEC filing metadata
- accession: 0001213900-21-053881
- form_type: 8-K
- ticker: EEFT
- cik: 0001029199
- company_name: EURONET WORLDWIDE, INC.
- filed_at: 2021-10-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1029199/000121390021053881/0001213900-21-053881-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1029199/000121390021053881/eeft-20211020.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-21-053881
- JSON: https://secwatch.observer/filing/0001213900-21-053881.json
- Plain text: https://secwatch.observer/filing/0001213900-21-053881.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.