secwatch.observer — SEC 8-K summary
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Issuer:     EURONET WORLDWIDE, INC. (EEFT)
CIK:        0001029199
Form:       8-K
Filed at:   2021-10-21T23:59:59+00:00
Accession:  0001213900-21-053881
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Euronet Q3 2021 revenue $816.6M (+23% YoY); adj. EPS $1.77 (+58%)
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- Net income $73.9M ($1.37 diluted EPS) vs $40.2M ($0.76) in Q3 2020.
- Adjusted EBITDA $155.2M (+48%); Q4 adjusted EBITDA guided $120M-$130M.
- EFT segment revenue $227.1M (+58%) on European travel rebound; active ATMs +4%.
- Money Transfer revenue up 9% to $353.5M, but operating income fell 21% on FX impacts and investments.
- Cash and equivalents $1.05B; total debt $1.21B; revolver availability ~$920M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1029199/000121390021053881/0001213900-21-053881-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1029199/000121390021053881/eeft-20211020.htm
  HTML page:      https://secwatch.observer/filing/0001213900-21-053881

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer