{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-22-005837","form_type":"8-K","ticker":"KFFB","cik":"0001297341","company_name":"Kentucky First Federal Bancorp","filed_at":"2022-02-08T23:59:59+00:00","discovered_at":"2026-05-14T18:04:05.820649+00:00","generated_at":"2026-06-27T09:57:34.926229+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Kentucky First Federal Q2 net earnings $482K, up 30%; six-month net $1.1M, up 60%","bullets":["Diluted EPS $0.06 for Q2 vs $0.04 prior year; six-month EPS $0.13 vs $0.08 prior year.","Net interest income fell 5.7% to $2.3M; no provision for loan losses vs $108K a year ago.","Non-interest expense down 6.7% to $1.9M, aided by lower pension contributions ($376K vs $955K).","Cash and equivalents surged 109% to $45.3M; loans net decreased 7.1% to $276.7M.","Book value per share $6.41; deposits up 4.4% to $236.8M, advances down 14.2%."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-22-005837","json":"https://secwatch.observer/filing/0001213900-22-005837.json","markdown":"https://secwatch.observer/filing/0001213900-22-005837.md","text":"https://secwatch.observer/filing/0001213900-22-005837.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1297341/000121390022005837/0001213900-22-005837-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1297341/000121390022005837/ea155100-8k_kentucky.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T09:57:34.926229+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}