---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-22-005837"
form_type: "8-K"
ticker: "KFFB"
cik: "0001297341"
company_name: "Kentucky First Federal Bancorp"
filed_at: "2022-02-08T23:59:59+00:00"
generated_at: "2026-06-27T09:57:34.926229+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Kentucky First Federal Q2 net earnings $482K, up 30%; six-month net $1.1M, up 60%

## Summary
- Diluted EPS $0.06 for Q2 vs $0.04 prior year; six-month EPS $0.13 vs $0.08 prior year.
- Net interest income fell 5.7% to $2.3M; no provision for loan losses vs $108K a year ago.
- Non-interest expense down 6.7% to $1.9M, aided by lower pension contributions ($376K vs $955K).
- Cash and equivalents surged 109% to $45.3M; loans net decreased 7.1% to $276.7M.
- Book value per share $6.41; deposits up 4.4% to $236.8M, advances down 14.2%.

## SEC filing metadata
- accession: 0001213900-22-005837
- form_type: 8-K
- ticker: KFFB
- cik: 0001297341
- company_name: Kentucky First Federal Bancorp
- filed_at: 2022-02-08T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1297341/000121390022005837/0001213900-22-005837-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1297341/000121390022005837/ea155100-8k_kentucky.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-22-005837
- JSON: https://secwatch.observer/filing/0001213900-22-005837.json
- Plain text: https://secwatch.observer/filing/0001213900-22-005837.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.