secwatch.observer — SEC 8-K summary
======================================

Issuer:     Kentucky First Federal Bancorp (KFFB)
CIK:        0001297341
Form:       8-K
Filed at:   2022-02-08T23:59:59+00:00
Accession:  0001213900-22-005837
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Kentucky First Federal Q2 net earnings $482K, up 30%; six-month net $1.1M, up 60%
--------------------------------------------------------------------------------

- Diluted EPS $0.06 for Q2 vs $0.04 prior year; six-month EPS $0.13 vs $0.08 prior year.
- Net interest income fell 5.7% to $2.3M; no provision for loan losses vs $108K a year ago.
- Non-interest expense down 6.7% to $1.9M, aided by lower pension contributions ($376K vs $955K).
- Cash and equivalents surged 109% to $45.3M; loans net decreased 7.1% to $276.7M.
- Book value per share $6.41; deposits up 4.4% to $236.8M, advances down 14.2%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1297341/000121390022005837/0001213900-22-005837-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1297341/000121390022005837/ea155100-8k_kentucky.htm
  HTML page:      https://secwatch.observer/filing/0001213900-22-005837

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer