{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-22-023370","form_type":"8-K","ticker":"KFFB","cik":"0001297341","company_name":"Kentucky First Federal Bancorp","filed_at":"2022-05-03T23:59:59+00:00","discovered_at":"2026-05-14T18:04:00.122013+00:00","generated_at":"2026-06-26T01:18:21.833074+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Kentucky First Federal Bancorp Q3 EPS falls to $0.04 from $0.06 YoY","bullets":["Net earnings for quarter ended March 31, 2022: $334,000 ($0.04 diluted EPS), down 29.4% from $473,000 ($0.06) a year ago.","Nine-month net earnings rose 22.7% to $1.4M ($0.17 diluted EPS) vs $1.1M ($0.14) prior year.","Net interest income fell 12.7% to $2.1M; non-interest income down 48.4% to $94,000 due to lower loan sales.","Negative provision for loan losses of $106,000 recorded vs none a year earlier; non-interest expense down 7.3% on lower pension costs.","Loans net decreased 9.6% to $269.4M; deposits up 5.2% to $238.6M; book value per share $6.41."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-22-023370","json":"https://secwatch.observer/filing/0001213900-22-023370.json","markdown":"https://secwatch.observer/filing/0001213900-22-023370.md","text":"https://secwatch.observer/filing/0001213900-22-023370.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1297341/000121390022023370/0001213900-22-023370-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1297341/000121390022023370/ea159263-8k_kentucky.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T01:18:21.833074+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}