secwatch.observer — SEC 8-K summary
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Issuer:     Kentucky First Federal Bancorp (KFFB)
CIK:        0001297341
Form:       8-K
Filed at:   2022-05-03T23:59:59+00:00
Accession:  0001213900-22-023370
Event type: earnings
Sentiment:  negative
Materiality: 0.50
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Kentucky First Federal Bancorp Q3 EPS falls to $0.04 from $0.06 YoY
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- Net earnings for quarter ended March 31, 2022: $334,000 ($0.04 diluted EPS), down 29.4% from $473,000 ($0.06) a year ago.
- Nine-month net earnings rose 22.7% to $1.4M ($0.17 diluted EPS) vs $1.1M ($0.14) prior year.
- Net interest income fell 12.7% to $2.1M; non-interest income down 48.4% to $94,000 due to lower loan sales.
- Negative provision for loan losses of $106,000 recorded vs none a year earlier; non-interest expense down 7.3% on lower pension costs.
- Loans net decreased 9.6% to $269.4M; deposits up 5.2% to $238.6M; book value per share $6.41.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1297341/000121390022023370/0001213900-22-023370-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1297341/000121390022023370/ea159263-8k_kentucky.htm
  HTML page:      https://secwatch.observer/filing/0001213900-22-023370

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