---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-22-038686"
form_type: "8-K"
ticker: "ZDPY"
cik: "0001279620"
company_name: "Zoned Properties, Inc."
filed_at: "2022-07-12T23:59:59+00:00"
generated_at: "2026-06-24T16:26:59.214956+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Zoned Properties secures up to $4.5M debt facility from East West Bank for cannabis real estate

## Summary
- Facility secured at 50% loan-to-value against Tempe, AZ property; 6-year term with 25-year amortization.
- Variable interest rate of prime+2.00% (currently 7.00%); fixed rate option prime+2.25%.
- Interest-only payments for first 12 months; proceeds to fund property acquisitions and investments.
- Preferred stock holders approved borrowing and guaranty on July 8, 2022.
- New banking partner East West Bank opens door for future facility expansion.

## SEC filing metadata
- accession: 0001213900-22-038686
- form_type: 8-K
- ticker: ZDPY
- cik: 0001279620
- company_name: Zoned Properties, Inc.
- filed_at: 2022-07-12T23:59:59+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 2.03, 5.07, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1279620/000121390022038686/0001213900-22-038686-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1279620/000121390022038686/ea162710-8k_zoned.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-22-038686
- JSON: https://secwatch.observer/filing/0001213900-22-038686.json
- Plain text: https://secwatch.observer/filing/0001213900-22-038686.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.