---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-22-045584"
form_type: "8-K"
ticker: "REFI"
cik: "0001867949"
company_name: "Chicago Atlantic Real Estate Finance, Inc."
filed_at: "2022-08-09T23:59:59+00:00"
generated_at: "2026-06-24T02:22:11.715853+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Chicago Atlantic Q2 adjusted distributable earnings $0.50/share; dividend raised 17.5% to $0.47

## Summary
- Net income of $7.5M ($0.42/diluted share); adjusted distributable earnings of $8.8M ($0.50/share).
- Total interest income $11.9M; portfolio weighted avg yield to maturity 17.7% (up from 17.2% Q1).
- Book value per share $15.13; leverage ratio 16.8% ($45M drawn on $65M credit facility).
- Paid Q2 dividend of $0.47/share, a 17.5% increase from Q1; expects at least $0.47 for Q3 and Q4.
- H2 2022 adjusted distributable earnings guidance of $1.00-$1.05 per share; full year $1.95-$2.00.

## SEC filing metadata
- accession: 0001213900-22-045584
- form_type: 8-K
- ticker: REFI
- cik: 0001867949
- company_name: Chicago Atlantic Real Estate Finance, Inc.
- filed_at: 2022-08-09T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1867949/000121390022045584/0001213900-22-045584-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1867949/000121390022045584/ea164004-8k_chicagoatl.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-22-045584
- JSON: https://secwatch.observer/filing/0001213900-22-045584.json
- Plain text: https://secwatch.observer/filing/0001213900-22-045584.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.