---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-22-065318"
form_type: "8-K"
ticker: "EEFT"
cik: "0001029199"
company_name: "EURONET WORLDWIDE, INC."
filed_at: "2022-10-21T23:59:59+00:00"
generated_at: "2026-06-23T01:49:47.851834+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Euronet Q3 revenue $931M (+14% YoY); adj EPS $2.74 (+55%); Q4 EBITDA guidance $125-135M

## Summary
- Revenue $931.3M (+14% YoY, +27% constant currency); operating income $168.5M (+47%).
- Adjusted EBITDA $211.6M (+36%); net income $97.7M, diluted EPS $1.87 vs $1.37.
- Adjusted EPS $2.74 vs $1.77; full-year 2022 adj EPS guidance reaffirmed $6.30-$6.40.
- EFT revenue +41%, epay +4%, Money Transfer +3%; all segments grew constant currency double-digits.
- Cash and equivalents $967M plus $646M ATM cash; revolver availability ~$650M.

## SEC filing metadata
- accession: 0001213900-22-065318
- form_type: 8-K
- ticker: EEFT
- cik: 0001029199
- company_name: EURONET WORLDWIDE, INC.
- filed_at: 2022-10-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1029199/000121390022065318/0001213900-22-065318-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1029199/000121390022065318/eeft-20221020.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-22-065318
- JSON: https://secwatch.observer/filing/0001213900-22-065318.json
- Plain text: https://secwatch.observer/filing/0001213900-22-065318.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.