---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-22-067391"
form_type: "8-K"
ticker: "CDR-PB"
cik: "0000761648"
company_name: "CEDAR REALTY TRUST, INC."
filed_at: "2022-10-31T23:59:59+00:00"
generated_at: "2026-06-22T22:07:55.451518+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Cedar Realty Trust enters $110M term loan with Guggenheim at 5.25% fixed rate, maturing 2032

## Summary
- Loan principal of $110 million with fixed interest rate of 5.25% per annum.
- Maturity date of November 10, 2032; equal monthly principal installments starting December 2027.
- Borrowers are wholly owned indirect subsidiaries; Wheeler REIT, L.P. serves as guarantor.
- Proceeds to refinance real properties, pay operating expenses, fund reserves, and working capital.
- Financial covenants require consolidated net worth >= $110M and minimum liquidity of $6M.

## SEC filing metadata
- accession: 0001213900-22-067391
- form_type: 8-K
- ticker: CDR-PB
- cik: 0000761648
- company_name: CEDAR REALTY TRUST, INC.
- filed_at: 2022-10-31T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/761648/000121390022067391/0001213900-22-067391-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/761648/000121390022067391/ea167759-8k_cedarrealty.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-22-067391
- JSON: https://secwatch.observer/filing/0001213900-22-067391.json
- Plain text: https://secwatch.observer/filing/0001213900-22-067391.txt

## Key facts
- Debt Financings
  CEDAR REALTY TRUST, INC. incurred term loan of $110,000,000 with Guggenheim Real Estate, LLC at 5.25% maturing November 10, 2032.
  - Instrument: term loan
  - Principal: $110,000,000
  - Counterparty: Guggenheim Real Estate, LLC
  - Rate: 5.25%
  - Maturity: November 10, 2032
  - Event: incurrence
  source text: Under the Loan Agreement, the Lender agreed to make a loan to the Borrower in the principal amount of $110,000,000 (the “Loan”), with a scheduled maturity date of November 10, 2032 (such date, or any earlier date on which the entire Loan is required to be paid in full by acceleration or otherwise, the “Maturity Date”). The Loan will accrue interest at a fixed rate of 5.25%.
  evidence_url: https://www.sec.gov/Archives/edgar/data/761648/000121390022067391/0001213900-22-067391-index.htm
- Material Agreements
  CEDAR REALTY TRUST, INC. entered into Loan Agreement with Guggenheim Real Estate, LLC valued at $110,000,000 (effective 2022-10-28).
  - Action: entry
  - Agreement: credit facility
  - Counterparty: Guggenheim Real Estate, LLC
  - Value: $110,000,000
  - Effective: 2022-10-28
  source text: On October 28, 2022, Cedar Brickyard, LLC, Cedar Brickyard II, LLC, Cedar-Fairview Commons, LLC, Cedar-Gold Star Plaza, LLC, Cedar Golden Triangle, LLC, Cedar Hamburg, LLC, Pine Grove Plaza Associates, LLC, Cedar Southington Plaza, LLC, Cedar-Trexler, LLC, Washington Center L.L.C. 1, Greentree Road, L.L.C. 1, Cedar-PC Plaza, LLC, and Cedar-PC Annex, LLC, each a Delaware limited liability company (collectively, the “Borrower”) and wholly owned indirect subsidiary of Cedar Realty Trust, Inc. (the “Company”), entered into a Term Loan Agreement (the “Loan Agreement”) with Guggenheim Real Estate, LLC, a Delaware limited liability company (the “Lender”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/761648/000121390022067391/0001213900-22-067391-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.