{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-22-067414","form_type":"8-K","ticker":"WHLR","cik":"0001527541","company_name":"Wheeler Real Estate Investment Trust, Inc.","filed_at":"2022-10-31T23:59:59+00:00","discovered_at":"2026-05-14T18:03:50.988251+00:00","generated_at":"2026-06-22T21:38:00.368362+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"WHLR subsidiaries secure $110M term loan at 5.25% to refinance Cedar Realty acquisition debt","bullets":["Loan principal $110M, fixed interest rate 5.25%, matures November 10, 2032.","Proceeds used to refinance properties acquired in the August 22, 2022 Cedar Realty Trust acquisition.","Wheeler REIT, L.P. (operating partnership) guarantees the loan via a limited recourse indemnity.","Financial covenants require consolidated net worth ≥ $110M and minimum liquidity of $6M.","Equal monthly principal installments begin December 10, 2027 through maturity."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-22-067414","json":"https://secwatch.observer/filing/0001213900-22-067414.json","markdown":"https://secwatch.observer/filing/0001213900-22-067414.md","text":"https://secwatch.observer/filing/0001213900-22-067414.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1527541/000121390022067414/0001213900-22-067414-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1527541/000121390022067414/ea167779-8k_wheelerreal.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T21:38:00.368362+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"0a98f4f12989cfc139dcd713f70c932a762f51bf","claim":"Wheeler Real Estate Investment Trust, Inc. incurred term loan of $110,000,000 with Guggenheim Real Estate, LLC at 5.25% maturing November 10, 2032.","evidence_excerpt":"On October 28, 2022, Cedar Brickyard, LLC, Cedar Brickyard II, LLC, Cedar-Fairview Commons, LLC, Cedar-Gold Star Plaza, LLC, Cedar Golden Triangle, LLC, Cedar Hamburg, LLC, Pine Grove Plaza Associates, LLC, Cedar Southington Plaza, LLC, Cedar-Trexler, LLC, Washington Center L.L.C. 1, Greentree Road, L.L.C. 1, Cedar-PC Plaza, LLC, and Cedar-PC Annex, LLC, each a Delaware limited liability company (collectively, the “Borrower”) and wholly owned indirect subsidiary of the Company and the Operating Partnership, entered into a Term Loan Agreement (the “Loan Agreement”) with Guggenheim Real Estate, LLC, a Delaware limited liability company (the “Lender”). Under the Loan Agreement, the Lender agreed to make a term loan to the Borrower in the principal amount of $110,000,000 (the “Loan”), with a scheduled maturity date of November 10, 2032 (such date, or any earlier date on which the entire Loan is required to be paid in full by acceleration or otherwise, the “Maturity Date”). The Loan will ac","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1527541/000121390022067414/0001213900-22-067414-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"term loan"},{"label":"Principal","value":"$110,000,000"},{"label":"Counterparty","value":"Guggenheim Real Estate, LLC"},{"label":"Rate","value":"5.25%"},{"label":"Maturity","value":"November 10, 2032"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"},{"claim_id":"0d35ecf2aef37073bf0e169dc5ca31b339972642","claim":"Wheeler Real Estate Investment Trust, Inc. entered into Loan Agreement with Guggenheim Real Estate, LLC valued at $110,000,000 (effective 2022-10-28).","evidence_excerpt":"On October 28, 2022, Cedar Brickyard, LLC, Cedar Brickyard II, LLC, Cedar-Fairview Commons, LLC, Cedar-Gold Star Plaza, LLC, Cedar Golden Triangle, LLC, Cedar Hamburg, LLC, Pine Grove Plaza Associates, LLC, Cedar Southington Plaza, LLC, Cedar-Trexler, LLC, Washington Center L.L.C. 1, Greentree Road, L.L.C. 1, Cedar-PC Plaza, LLC, and Cedar-PC Annex, LLC, each a Delaware limited liability company (collectively, the “Borrower”) and wholly owned indirect subsidiary of the Company and the Operating Partnership, entered into a Term Loan Agreement (the “Loan Agreement”) with Guggenheim Real Estate, LLC, a Delaware limited liability company (the “Lender”). Under the Loan Agreement, the Lender agreed to make a term loan to the Borrower in the principal amount of $110,000,000 (the “Loan”), with a scheduled maturity date of November 10, 2032","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1527541/000121390022067414/0001213900-22-067414-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"entry"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"Guggenheim Real Estate, LLC"},{"label":"Value","value":"$110,000,000"},{"label":"Effective","value":"2022-10-28"}],"fact_type":"material_agreement"},{"claim_id":"4eb635d25c9255979a869ad6df3a1d19184d51b5","claim":"Wheeler Real Estate Investment Trust, Inc. entered into Indemnity Agreement with Guggenheim Real Estate, LLC (effective 2022-10-28).","evidence_excerpt":"The Operating Partnership serves as guarantor on the Loan for the purpose of indemnifying the Lender for certain bad acts and liabilities and guaranteeing the payment of the Loan in the event of certain other bad acts pursuant to the Limited Recourse Indemnity Agreement made by the Operating Partnership in favor of the Lender as of October 28, 2022 (the “Indemnity Agreement”).","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1527541/000121390022067414/0001213900-22-067414-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"entry"},{"label":"Counterparty","value":"Guggenheim Real Estate, LLC"},{"label":"Effective","value":"2022-10-28"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}