{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-22-068565","form_type":"8-K","ticker":"SBFG","cik":"0000767405","company_name":"SB FINANCIAL GROUP, INC.","filed_at":"2022-11-02T23:59:59+00:00","discovered_at":"2026-05-14T18:03:53.534337+00:00","generated_at":"2026-06-22T16:02:05.568851+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"SB Financial Q3 net income $3.3M, EPS $0.47 (-19% YoY); revenue down 13.2%","bullets":["Diluted EPS $0.47 vs $0.58 a year ago; adjusted EPS $0.47 vs $0.56.","Total operating revenue $14.5M, down 13.2% YoY; noninterest income fell 39.2% to $4.0M.","Loans grew $29.6M from linked quarter (13.2% annualized); total loans $925.2M, up 9.3% YoY.","Nonperforming assets improved to 0.40% of assets vs 0.42% a year ago; net recoveries in quarter.","Bought back 77,326 shares in Q3 at avg $17.27; tangible book value per share impacted by bond portfolio decline."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-22-068565","json":"https://secwatch.observer/filing/0001213900-22-068565.json","markdown":"https://secwatch.observer/filing/0001213900-22-068565.md","text":"https://secwatch.observer/filing/0001213900-22-068565.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/767405/000121390022068565/0001213900-22-068565-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/767405/000121390022068565/ea167940-8k_sbfinancial.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T16:02:05.568851+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"d7a2154ddec7a4b6e2e37fd8fdbf3446222878a2","claim":"SB FINANCIAL GROUP, INC. reported financial results for third quarter and nine months ended September 30, 2022.","evidence_excerpt":"On November 1, 2022, SB Financial Group, Inc. (the “Company”) issued a news release reporting financial results for the third quarter 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/767405/000121390022068565/0001213900-22-068565-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter and nine months ended September 30, 2022"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}