{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-22-071240","form_type":"8-K","ticker":"KFFB","cik":"0001297341","company_name":"Kentucky First Federal Bancorp","filed_at":"2022-11-10T23:59:59+00:00","discovered_at":"2026-05-14T18:03:50.044738+00:00","generated_at":"2026-06-21T22:24:31.657591+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Kentucky First Federal Bancorp Q1 fiscal 2023 net earnings down 34.3% to $0.05 diluted EPS","bullets":["Net earnings $373K ($0.05 diluted EPS) vs. $568K ($0.07) in Q1 fiscal 2022, down 34.3%.","Non-interest income fell 57.0% to $98K on reduced gains from loan sales amid rising interest rates.","Provision for loan loss of $113K recognized; loans net increased $18.1M (6.6%) to $292.7M.","Book value per share $6.33; shareholders' equity decreased $396K due to $430K unrealized losses on AFS securities.","Net interest income decreased 2.9% to $2.4M; non-interest expense down 2.7% to $1.9M."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-22-071240","json":"https://secwatch.observer/filing/0001213900-22-071240.json","markdown":"https://secwatch.observer/filing/0001213900-22-071240.md","text":"https://secwatch.observer/filing/0001213900-22-071240.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1297341/000121390022071240/0001213900-22-071240-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1297341/000121390022071240/ea168400-8k_kentucky.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-21T22:24:31.657591+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2721b23133ffb9dc8b21df7a5116a8e6dd2114a3","claim":"Kentucky First Federal Bancorp reported the three months ended September 30, 2022 results: net income $373,000, EPS $0.05 diluted earnings per share.","evidence_excerpt":"Kentucky First Federal Bancorp (Nasdaq: KFFB), the holding company (the “Company”) for First Federal Savings and Loan Association of Hazard and First Federal Savings Bank of Kentucky, Frankfort, Kentucky, announced net earnings of $373,000 or $0.05 diluted earnings per share for the three months ended September 30, 2022, compared to net earnings of $568,000 or $0.07 diluted earnings per share for the three months ended September 30, 2021, a decrease of $195,000 or 34.3%.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1297341/000121390022071240/0001213900-22-071240-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended September 30, 2022"},{"label":"Net income","value":"$373,000"},{"label":"EPS","value":"$0.05 diluted earnings per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}