secwatch.observer — SEC 8-K summary
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Issuer:     Kentucky First Federal Bancorp (KFFB)
CIK:        0001297341
Form:       8-K
Filed at:   2022-11-10T23:59:59+00:00
Accession:  0001213900-22-071240
Event type: earnings
Sentiment:  negative
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Kentucky First Federal Bancorp Q1 fiscal 2023 net earnings down 34.3% to $0.05 diluted EPS
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- Net earnings $373K ($0.05 diluted EPS) vs. $568K ($0.07) in Q1 fiscal 2022, down 34.3%.
- Non-interest income fell 57.0% to $98K on reduced gains from loan sales amid rising interest rates.
- Provision for loan loss of $113K recognized; loans net increased $18.1M (6.6%) to $292.7M.
- Book value per share $6.33; shareholders' equity decreased $396K due to $430K unrealized losses on AFS securities.
- Net interest income decreased 2.9% to $2.4M; non-interest expense down 2.7% to $1.9M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1297341/000121390022071240/0001213900-22-071240-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1297341/000121390022071240/ea168400-8k_kentucky.htm
  HTML page:      https://secwatch.observer/filing/0001213900-22-071240

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