secwatch.observer — SEC 8-K summary
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Issuer:     Kentucky First Federal Bancorp (KFFB)
CIK:        0001297341
Form:       8-K
Filed at:   2023-02-08T23:59:59+00:00
Accession:  0001213900-23-009239
Event type: earnings
Sentiment:  negative
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

KFFB reports Dec-quarter net income $374K ($0.04 EPS), down 22.4% YoY
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- Net earnings $374K ($0.04 diluted EPS) vs $482K ($0.06) a year ago, a 22.4% decrease for the quarter ended Dec 31, 2022.
- Six-month net earnings $747K ($0.09 EPS) vs $1.1M ($0.13) prior year, down 28.9% YoY.
- Net interest income up 4.9% to $2.4M; offset by higher non-interest expense (+7.2%) and lower non-interest income (-31%).
- Loans, net grew 8.9% to $299.0M, while deposits fell 12.7% to $209.4M; advances increased $39.2M to fund loan growth.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1297341/000121390023009239/0001213900-23-009239-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1297341/000121390023009239/ea172978-8k_kentucky.htm
  HTML page:      https://secwatch.observer/filing/0001213900-23-009239

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