{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-23-018679","form_type":"8-K","ticker":"REFI","cik":"0001867949","company_name":"Chicago Atlantic Real Estate Finance, Inc.","filed_at":"2023-03-09T23:59:59+00:00","discovered_at":"2026-05-14T18:03:47.270418+00:00","generated_at":"2026-06-18T07:47:19.470719+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Chicago Atlantic Q4 2022 net income $7.3M ($0.41/sh); yield to maturity 19.7%, floating rate 83%","bullets":["Q4 net interest income $14.8M (+14.1% seq); net income $7.3M ($0.41/sh), down 25.7% seq.","Weighted avg yield to maturity 19.7% (up from 18.3% prior qtr); floating rate loans now 83% of portfolio.","On Feb 15, raised ~$6M via direct offering of 395,779 shares at $15.16; on Feb 27, extended $92.5M credit facility to Dec 2024.","Q4 regular dividend $0.47/sh plus special $0.29/sh paid Jan 13; full-year dividends $2.10/sh.","2023 outlook: maintains 90-100% payout ratio; regular quarterly dividend minimum $0.47/sh."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-23-018679","json":"https://secwatch.observer/filing/0001213900-23-018679.json","markdown":"https://secwatch.observer/filing/0001213900-23-018679.md","text":"https://secwatch.observer/filing/0001213900-23-018679.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1867949/000121390023018679/0001213900-23-018679-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1867949/000121390023018679/ea174901-8k_chicago.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-18T07:47:19.470719+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"bcc5edeb27d1b5e40cd1e83730c3d6473a38e746","claim":"Chicago Atlantic Real Estate Finance, Inc. reported the fourth quarter and year ended December 31, 2022 results: revenue Net interest income of approximately $14.8 million, net income Net Income of approximately $7.3 million, or $0.41 per weighted average diluted common share, EPS $0.41 per weighted average diluted common share.","evidence_excerpt":"included in the fiscal 2022 taxable income, to common stockholders of record on December 30, 2022. Fourth Quarter 2022 Financial Results ● Net interest income of approximately $14.8 million, representing a sequential increase of 14.1%; primarily due to the increase in the prime rate from 6.25% to 7.50%, improved yield terms on facilities amended and/or restructured","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1867949/000121390023018679/0001213900-23-018679-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter and year ended December 31, 2022"},{"label":"Revenue","value":"Net interest income of approximately $14.8 million"},{"label":"Net income","value":"Net Income of approximately $7.3 million, or $0.41 per weighted average diluted common share"},{"label":"EPS","value":"$0.41 per weighted average diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}