---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-23-028342"
form_type: "8-K"
ticker: "ADTX"
cik: "0001726711"
company_name: "Aditxt, Inc."
filed_at: "2023-04-07T23:59:59+00:00"
generated_at: "2026-06-17T04:39:20.651259+00:00"
event_type: "debt"
sentiment: "negative"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Aditxt enters $1.06M loan with high interest rate; repayment varies by date

## Summary
- Loan principal $1.06M (incl. $60K origination fee); net disbursement $1.0M.
- Repayment: $1.0M if paid by Apr 6, $1.219M by Apr 10, or $1.59M after; 20 weekly installments of $79.5K from Apr 10 to Aug 21.
- Interest charge 50% ($530K) if paid as scheduled; 15% ($159K) if paid early by Apr 10.
- Security interest granted in accounts, inventory, equipment, deposit accounts, and other assets (subordinate to prior lien).

## SEC filing metadata
- accession: 0001213900-23-028342
- form_type: 8-K
- ticker: ADTX
- cik: 0001726711
- company_name: Aditxt, Inc.
- filed_at: 2023-04-07T23:59:59+00:00
- event_type: debt
- sentiment: negative
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1726711/000121390023028342/0001213900-23-028342-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1726711/000121390023028342/ea176710-8k_aditxt.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-23-028342
- JSON: https://secwatch.observer/filing/0001213900-23-028342.json
- Plain text: https://secwatch.observer/filing/0001213900-23-028342.txt

## Key facts
- Material Agreements
  Aditxt, Inc. entered into Business Loan and Security Agreement with a commercial funding source (the Lender) valued at $1,060,000 (effective 2023-04-04).
  - Action: entry
  - Agreement: credit facility
  - Counterparty: a commercial funding source (the Lender)
  - Value: $1,060,000
  - Effective: 2023-04-04
  source text: On April 4, 2023, Aditxt, Inc. (the “ Company ”) entered into a Business Loan and Security Agreement (the “ Loan Agreement ”) with a commercial funding source (the “ Lender ”), pursuant to which the Company obtained a loan from the Lender in the principal amount of $1,060,000, which includes origination fees of $60,000 (the “ Loan ”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1726711/000121390023028342/0001213900-23-028342-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.