{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-23-061654","form_type":"8-K","ticker":"SBFG","cik":"0000767405","company_name":"SB FINANCIAL GROUP, INC.","filed_at":"2023-08-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.626971+00:00","generated_at":"2026-06-12T19:43:37.334016+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"SB Financial Q2 net income up 8.5% to $3.1M; diluted EPS $0.44","bullets":["Net income $3.1M vs $2.8M; diluted EPS $0.44 vs $0.40 YoY.","Operating revenue $14.19M; net interest income $9.83M (+2.5% YoY).","Noninterest expense $10.34M, down 4.3% YoY; efficiency ratio 72.7%.","Loans held for investment $984.8M, up 10.0% YoY; deposits $1.07B, flat.","Nonperforming assets $3.5M, down 25.2% YoY; coverage ratio 542.8%."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-23-061654","json":"https://secwatch.observer/filing/0001213900-23-061654.json","markdown":"https://secwatch.observer/filing/0001213900-23-061654.md","text":"https://secwatch.observer/filing/0001213900-23-061654.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/767405/000121390023061654/0001213900-23-061654-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/767405/000121390023061654/ea182646-8k_sbfinancial.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-12T19:43:37.334016+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"1edfd288a2d2795c00cc01cf70d76869a15f1eef","claim":"SB FINANCIAL GROUP, INC. reported financial results for the second quarter ended June 30, 2023.","evidence_excerpt":"On July 27, 2023, SB Financial Group, Inc. (the “Company”) issued a news release reporting financial results for the second quarter 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/767405/000121390023061654/0001213900-23-061654-index.htm","confidence":0.99,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the second quarter ended June 30, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}