secwatch.observer — SEC 8-K summary
======================================

Issuer:     SB FINANCIAL GROUP, INC. (SBFG)
CIK:        0000767405
Form:       8-K
Filed at:   2023-08-01T23:59:59+00:00
Accession:  0001213900-23-061654
Event type: earnings
Sentiment:  positive
Materiality: 0.50
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

SB Financial Q2 net income up 8.5% to $3.1M; diluted EPS $0.44
--------------------------------------------------------------

- Net income $3.1M vs $2.8M; diluted EPS $0.44 vs $0.40 YoY.
- Operating revenue $14.19M; net interest income $9.83M (+2.5% YoY).
- Noninterest expense $10.34M, down 4.3% YoY; efficiency ratio 72.7%.
- Loans held for investment $984.8M, up 10.0% YoY; deposits $1.07B, flat.
- Nonperforming assets $3.5M, down 25.2% YoY; coverage ratio 542.8%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/767405/000121390023061654/0001213900-23-061654-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/767405/000121390023061654/ea182646-8k_sbfinancial.htm
  HTML page:      https://secwatch.observer/filing/0001213900-23-061654

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer