---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-23-071245"
form_type: "8-K"
ticker: "ADTX"
cik: "0001726711"
company_name: "Aditxt, Inc."
filed_at: "2023-08-28T23:59:59+00:00"
generated_at: "2026-06-11T02:55:26.580467+00:00"
event_type: "debt"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Aditxt enters new $1.4M secured loan; refinances prior debt with 48.5% interest charge

## Summary
- New loan of $1,400,000 with $70,000 origination fee; net disbursement $40,720 after paying off existing April and July loans.
- Total repayment amount $2,079,000 payable in 21 weekly installments of $99,000; interest charge $679,000 (48.5% non-annualized rate).
- Loan refinances outstanding April loan ($1,060,000) and July loan ($215,000) with the same lender.
- Lender granted secondary security interest in company assets, subordinated to prior secured noteholders (up to $3M) and a $2.88M receivable purchase agreement.

## SEC filing metadata
- accession: 0001213900-23-071245
- form_type: 8-K
- ticker: ADTX
- cik: 0001726711
- company_name: Aditxt, Inc.
- filed_at: 2023-08-28T23:59:59+00:00
- event_type: debt
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1726711/000121390023071245/0001213900-23-071245-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1726711/000121390023071245/ea184243-8k_aditxt.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-23-071245
- JSON: https://secwatch.observer/filing/0001213900-23-071245.json
- Plain text: https://secwatch.observer/filing/0001213900-23-071245.txt

## Key facts
- Material Agreements
  Aditxt, Inc. entered into August Loan Agreement with a commercial funding source (the "Lender") valued at principal amount of $1,400,000 (effective 2023-08-23).
  - Action: entry
  - Agreement: credit facility
  - Counterparty: a commercial funding source (the "Lender")
  - Value: principal amount of $1,400,000
  - Effective: 2023-08-23
  source text: On August 23, 2023, we entered into a Business Loan and Security Agreement (the “August Loan Agreement”) with the Lender pursuant to which we obtained a loan from the Lender in the principal amount of $1,400,000, which will satisfy the outstanding balances on the April Loan and the July Loan and includes origination fees of $70,000
  evidence_url: https://www.sec.gov/Archives/edgar/data/1726711/000121390023071245/0001213900-23-071245-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.