secwatch.observer — SEC 8-K summary
======================================

Issuer:     Kentucky First Federal Bancorp (KFFB)
CIK:        0001297341
Form:       8-K
Filed at:   2023-09-07T23:59:59+00:00
Accession:  0001213900-23-074936
Event type: earnings
Sentiment:  negative
Materiality: 0.60
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Kentucky First Federal Bancorp reports FY net income down 41% to $933K; EPS $0.11 vs $0.19
--------------------------------------------------------------------------------

- Net income for FY ended June 30, 2023: $933K ($0.11 EPS) vs $1.6M ($0.19 EPS) prior year, down 41.3%.
- Q4 net income $42K ($0.00 EPS) vs $206K ($0.02 EPS) prior year quarter, down 79.6%.
- Net interest income fell 3.3% to $8.9M as interest expense surged 122.5% to $3.9M.
- Loans net increased 14.3% to $313.8M; deposits fell 5.6% to $226.3M; FHLB advances up 105.7% to $70.1M.
- Book value per share $6.27; Community Bank Leverage Ratio 15.0% for the Company at June 30, 2023.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1297341/000121390023074936/0001213900-23-074936-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1297341/000121390023074936/ea184856-8k_kentucky.htm
  HTML page:      https://secwatch.observer/filing/0001213900-23-074936

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer