{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-24-006728","form_type":"8-K","ticker":"SBFG","cik":"0000767405","company_name":"SB FINANCIAL GROUP, INC.","filed_at":"2024-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:26.891417+00:00","generated_at":"2026-06-06T16:58:04.551747+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"SB Financial Q4 net income up 9.9% to $3.9M; loans surpass $1B","bullets":["Net income $3.9M ($0.57 diluted EPS) up 9.9% YoY; interest income up 16.9% to $15.1M.","Loan growth of $38.1M (+4.0% YoY) to $1.00B, first time over $1B; nonperforming assets improved to 25 bps.","Full year net income $12.1M ($1.75 diluted EPS) down 3.4% YoY; adjusted EPS up 7.4% ($0.12 increase).","Mortgage origination Q4 $39.6M (-22.8% YoY); mortgage sales up 41.4% to $33.4M."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-24-006728","json":"https://secwatch.observer/filing/0001213900-24-006728.json","markdown":"https://secwatch.observer/filing/0001213900-24-006728.md","text":"https://secwatch.observer/filing/0001213900-24-006728.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/767405/000121390024006728/0001213900-24-006728-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/767405/000121390024006728/ea192225-8k_sbfinancial.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T16:58:04.551747+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"a4779519c47763c73a85f66ea24e20c24c726fcd","claim":"SB FINANCIAL GROUP, INC. reported financial results for the fourth quarter and twelve months ended December 31, 2023.","evidence_excerpt":"On January 25, 2024, SB Financial Group, Inc. (the “Company”) issued a news release reporting financial results for the fourth quarter 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/767405/000121390024006728/0001213900-24-006728-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter and twelve months ended December 31, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}