---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-24-007954"
form_type: "8-K"
ticker: "ADTX"
cik: "0001726711"
company_name: "Aditxt, Inc."
filed_at: "2024-01-30T23:59:59+00:00"
generated_at: "2026-06-06T15:05:46.573149+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Aditxt enters $3.6M loan with 49% rate, 30-week term; net proceeds $814,900

## Summary
- Loan principal $3.6M; total repayment $5.364M includes $1.764M interest and $252K origination fee.
- Net proceeds of $814,900 after repaying $2.533M outstanding on October 2023 future-receipts agreement.
- Repayment via 30 weekly installments of $178,800; stated interest rate 49% (not APR).
- Lender granted secondary security interest in accounts, inventory, equipment, and general intangibles; Baker Bros. holds first lien.

## SEC filing metadata
- accession: 0001213900-24-007954
- form_type: 8-K
- ticker: ADTX
- cik: 0001726711
- company_name: Aditxt, Inc.
- filed_at: 2024-01-30T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1726711/000121390024007954/0001213900-24-007954-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1726711/000121390024007954/ea192494-8k_aditxtinc.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-24-007954
- JSON: https://secwatch.observer/filing/0001213900-24-007954.json
- Plain text: https://secwatch.observer/filing/0001213900-24-007954.txt

## Key facts
- Debt Financings
  Aditxt, Inc. incurred loan of $3,600,000 with commercial funding source.
  - Instrument: loan
  - Principal: $3,600,000
  - Counterparty: commercial funding source
  - Event: incurrence
  source text: pursuant to which the Company obtained a loan from the Lender in the principal amount of $3,600,000
  evidence_url: https://www.sec.gov/Archives/edgar/data/1726711/000121390024007954/0001213900-24-007954-index.htm
- Material Agreements
  Aditxt, Inc. entered into January Loan Agreement with a commercial funding source (the "Lender") valued at principal amount of $3,600,000 (effective 2024-01-24).
  - Action: entry
  - Agreement: credit facility
  - Counterparty: a commercial funding source (the "Lender")
  - Value: principal amount of $3,600,000
  - Effective: 2024-01-24
  source text: On January 24, 2024, the Company entered into a Business Loan and Security Agreement (the “ January Loan Agreement ”) with a commercial funding source (the “ Lender ”), pursuant to which the Company obtained a loan from the Lender in the principal amount of $3,600,000, which includes origination fees of $252,000 (the “ January Loan ”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1726711/000121390024007954/0001213900-24-007954-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.