{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-24-018226","form_type":"8-K","ticker":"REFI","cik":"0001867949","company_name":"Chicago Atlantic Real Estate Finance, Inc.","filed_at":"2024-02-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:26.161732+00:00","generated_at":"2026-06-05T07:24:47.493493+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"REFI extends credit facility maturity to June 2026, ups accordion to $150M","bullets":["Fifth Amended and Restated LSA extends maturity from Dec 16, 2024 to June 30, 2026.","Accordion feature increased to allow up to $150M in aggregate commitments.","Company retains one-year extension option subject to no default and 365 days notice.","Interest rate is Prime Rate plus Applicable Margin (0%-1.25%) with a 3.25% Prime Rate floor.","Executive Chairman notes supportive lending group and intent to expand facility further."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-24-018226","json":"https://secwatch.observer/filing/0001213900-24-018226.json","markdown":"https://secwatch.observer/filing/0001213900-24-018226.md","text":"https://secwatch.observer/filing/0001213900-24-018226.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1867949/000121390024018226/0001213900-24-018226-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1867949/000121390024018226/ea0200889-8k_chicago.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-05T07:24:47.493493+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"0f6467534c7d3ee222ce4c5f250b114ba77b20f7","claim":"Chicago Atlantic Real Estate Finance, Inc. amended revolving credit of up to $150 million maturing June 30, 2026.","evidence_excerpt":"extend the contractual maturity date from December 16, 2024 to June 30, 2026, and increase the accordion feature of the Revolving Loan to permit aggregate loan commitments of up to $150 million.","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1867949/000121390024018226/0001213900-24-018226-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"revolving credit"},{"label":"Principal","value":"up to $150 million"},{"label":"Maturity","value":"June 30, 2026"},{"label":"Event","value":"amendment"}],"fact_type":"debt_financing"},{"claim_id":"80ae887105cb3a5fd802c704637552d660f1f0e0","claim":"Chicago Atlantic Real Estate Finance, Inc. amended Fifth Amended and Restated Loan and Security Agreement with the various financial institutions party thereto, as lenders valued at up to $150 million (effective 2024-02-28).","evidence_excerpt":"On February 28, 2024, Chicago Atlantic Lincoln, LLC (“CAL”), a Delaware limited liability company and a wholly-owned financing subsidiary of Chicago Atlantic Real Estate Finance, Inc. (the “Company”), entered into the Fifth Amended and Restated Loan and Security Agreement (the “Fifth Amended and Restated LSA”) by and among CAL and other borrowers from time to time party thereto, as the borrower (the “Borrowers”), and the various financial institutions party thereto, as lenders (the “Lenders”) related to a secured revolving credit facility (the “Revolving Loan”).","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1867949/000121390024018226/0001213900-24-018226-index.htm","confidence":0.95,"family_label":"Material Agreements","details":[{"label":"Action","value":"amendment"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"the various financial institutions party thereto, as lenders"},{"label":"Value","value":"up to $150 million"},{"label":"Effective","value":"2024-02-28"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}