{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-24-023146","form_type":"8-K","ticker":null,"cik":"0001811109","company_name":"Applied UV, Inc.","filed_at":"2024-03-15T23:59:59+00:00","discovered_at":"2026-05-14T18:03:25.628739+00:00","generated_at":"2026-06-04T17:43:28.611180+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Applied UV borrows $772,500 at 28% APR from Cedar Advance LLC","bullets":["Borrowed $772,500 from Cedar Advance LLC at 28% annual interest rate, including broker's fees and origination, for 40 weeks.","Loan proceeds for general corporate purposes including working capital to facilitate growth.","Upon uncured default, lender may accelerate total amount plus interest at 24% APR and debit checking account.","Follows a prior $515,000 loan from Cedar Advance on February 8, 2024 with similar terms."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-24-023146","json":"https://secwatch.observer/filing/0001213900-24-023146.json","markdown":"https://secwatch.observer/filing/0001213900-24-023146.md","text":"https://secwatch.observer/filing/0001213900-24-023146.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1811109/000121390024023146/0001213900-24-023146-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1811109/000121390024023146/ea0201945-8k_applieduv.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-04T17:43:28.611180+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"231154dd1f5d0afa2ed13c82d9a7cf5cbabbca4e","claim":"Applied UV, Inc. incurred loan of $772,500 with Cedar Advance LLC at 28% maturing 40 weeks.","evidence_excerpt":"On March 10, 2024, Applied UV, Inc. (the “Company”), SteriLumen, Inc. and MunnWorks, LLC (together with SteriLumen, Inc., the “Subsidiaries”) entered into a Business Loan and Security Agreement (the “Loan Agreement”) with Cedar Advance LLC (the “Lender”) pursuant to which the Company borrowed $772,500 (the “Loan Amount”) from the Lender, for general corporate purposes, including working capital in order to facilitate further growth, at an annual interest rate of 28%, which includes broker’s fees and origination charges, for a term of a total of 40 weeks.","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1811109/000121390024023146/0001213900-24-023146-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"loan"},{"label":"Principal","value":"$772,500"},{"label":"Counterparty","value":"Cedar Advance LLC"},{"label":"Rate","value":"28%"},{"label":"Maturity","value":"40 weeks"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"},{"claim_id":"5517d17814a36c598d3ee003abc76695bc978414","claim":"Applied UV, Inc. entered into Business Loan and Security Agreement with Cedar Advance LLC valued at $772,500 (effective 2024-03-10).","evidence_excerpt":"On March 10, 2024, Applied UV, Inc. (the “Company”), SteriLumen, Inc. and MunnWorks, LLC (together with SteriLumen, Inc., the “Subsidiaries”) entered into a Business Loan and Security Agreement (the “Loan Agreement”) with Cedar Advance LLC (the “Lender”) pursuant to which the Company borrowed $772,500 (the “Loan Amount”) from the Lender","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1811109/000121390024023146/0001213900-24-023146-index.htm","confidence":0.95,"family_label":"Material Agreements","details":[{"label":"Action","value":"entry"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"Cedar Advance LLC"},{"label":"Value","value":"$772,500"},{"label":"Effective","value":"2024-03-10"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}