{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-24-033712","form_type":"8-K","ticker":"SBFG","cik":"0000767405","company_name":"SB FINANCIAL GROUP, INC.","filed_at":"2024-04-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:21.938259+00:00","generated_at":"2026-06-03T21:58:16.299258+00:00","sec_items":["7.01","9.01"],"event_type":"other","sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"confidence":"high","headline":"SB Financial Group presents 2023 results: net income $12.1M, EPS $1.75, loans reach $1B","bullets":["Net income $12.1M ($1.75/share); dividend payout ratio ~30%, yield 3.5%.","ROAA 0.91%, ROAE 10.22%, ROATCE 12.78%; loan loss reserve 1.58%.","Total loans grew to $1.00B; total assets $1.34B; deposits $1.1B.","Eight-county market share up 0.17% YoY ($38.8M); ranked top 200 community bank.","Key initiatives include Russell 2000 goal, revenue diversification, and market penetration."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-24-033712","json":"https://secwatch.observer/filing/0001213900-24-033712.json","markdown":"https://secwatch.observer/filing/0001213900-24-033712.md","text":"https://secwatch.observer/filing/0001213900-24-033712.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/767405/000121390024033712/0001213900-24-033712-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/767405/000121390024033712/ea0204091-8k_sbfinancial.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T21:58:16.299258+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}