---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-24-065911"
form_type: "8-K"
ticker: "REFI"
cik: "0001867949"
company_name: "Chicago Atlantic Real Estate Finance, Inc."
filed_at: "2024-08-07T23:59:59+00:00"
generated_at: "2026-05-31T11:54:33.365336+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Chicago Atlantic Q2 net income $9.2M ($0.46 EPS); distributable earnings $0.50/sh

## Summary
- Net interest income $13.2M; net income $9.2M ($0.46 diluted EPS); distributable earnings $9.8M ($0.50/sh).
- Loan principal $383.3M across 31 investments; weighted avg yield 18.7%; real estate collateral coverage 1.3x.
- Gross originations $20.9M in Q2; revolver increased to $105M; ATM raised $6.3M at $15.76/share.
- Paid quarterly dividend $0.47/sh on July 15; book value $14.92 (down $0.05 from Q1).
- Affirmed 2024 outlook; management cited DEA rescheduling tailwind with ~90% support in comment period.

## SEC filing metadata
- accession: 0001213900-24-065911
- form_type: 8-K
- ticker: REFI
- cik: 0001867949
- company_name: Chicago Atlantic Real Estate Finance, Inc.
- filed_at: 2024-08-07T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1867949/000121390024065911/0001213900-24-065911-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1867949/000121390024065911/ea0210616-8k_chicago.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-24-065911
- JSON: https://secwatch.observer/filing/0001213900-24-065911.json
- Plain text: https://secwatch.observer/filing/0001213900-24-065911.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.