{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-24-069269","form_type":"8-K","ticker":"KFFB","cik":"0001297341","company_name":"Kentucky First Federal Bancorp","filed_at":"2024-08-15T23:59:59+00:00","discovered_at":"2026-05-14T18:03:12.499315+00:00","generated_at":"2026-05-31T08:58:13.732243+00:00","sec_items":["1.01","9.01"],"event_type":"regulatory","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Kentucky First Federal Bancorp enters written agreement with OCC; bank deemed 'troubled condition'","bullets":["OCC found unsafe/unsound practices in strategic planning, budgeting, succession planning, liquidity & interest rate risk management.","Bank must adopt revised strategic plan, succession plan, liquidity program, and IRR program within 30-90 days.","OCC imposed minimum capital ratios (CET1≥9%, Tier1≥11%, Total≥12%, Leverage≥9%); all currently met.","Bank designated as in 'troubled condition' under 12 CFR §5.51, limiting certain activities.","Current capital ratios as of June 30, 2024: CET1 16.25%, Tier1 16.25%, Total 16.25%, Leverage 10.24%."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-24-069269","json":"https://secwatch.observer/filing/0001213900-24-069269.json","markdown":"https://secwatch.observer/filing/0001213900-24-069269.md","text":"https://secwatch.observer/filing/0001213900-24-069269.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1297341/000121390024069269/0001213900-24-069269-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1297341/000121390024069269/ea0211484-8k_kentucky.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T08:58:13.732243+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}