---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-24-069269"
form_type: "8-K"
ticker: "KFFB"
cik: "0001297341"
company_name: "Kentucky First Federal Bancorp"
filed_at: "2024-08-15T23:59:59+00:00"
generated_at: "2026-05-31T08:58:13.732243+00:00"
event_type: "regulatory"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Kentucky First Federal Bancorp enters written agreement with OCC; bank deemed 'troubled condition'

## Summary
- OCC found unsafe/unsound practices in strategic planning, budgeting, succession planning, liquidity & interest rate risk management.
- Bank must adopt revised strategic plan, succession plan, liquidity program, and IRR program within 30-90 days.
- OCC imposed minimum capital ratios (CET1≥9%, Tier1≥11%, Total≥12%, Leverage≥9%); all currently met.
- Bank designated as in 'troubled condition' under 12 CFR §5.51, limiting certain activities.
- Current capital ratios as of June 30, 2024: CET1 16.25%, Tier1 16.25%, Total 16.25%, Leverage 10.24%.

## SEC filing metadata
- accession: 0001213900-24-069269
- form_type: 8-K
- ticker: KFFB
- cik: 0001297341
- company_name: Kentucky First Federal Bancorp
- filed_at: 2024-08-15T23:59:59+00:00
- event_type: regulatory
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1297341/000121390024069269/0001213900-24-069269-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1297341/000121390024069269/ea0211484-8k_kentucky.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-24-069269
- JSON: https://secwatch.observer/filing/0001213900-24-069269.json
- Plain text: https://secwatch.observer/filing/0001213900-24-069269.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.