{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-24-079744","form_type":"8-K","ticker":"KFFB","cik":"0001297341","company_name":"Kentucky First Federal Bancorp","filed_at":"2024-09-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:12.499851+00:00","generated_at":"2026-05-31T03:55:31.395118+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"KFFB posts FY net loss of $1.7M; records full $947K goodwill impairment","bullets":["Goodwill impairment of $947K ($0.12 per share) fully written off; contributes to net loss of $1.1M for Q4 FY24.","FY24 net loss of $1.7M ($0.21 diluted EPS) vs net income of $933K ($0.11 EPS) in FY23.","Net interest income declined 21% YoY to $7.0M; interest expense rose 137.9% to $9.3M due to higher funding costs.","Total assets increased 7.4% to $374.9M; deposits grew 13.2% to $256.1M including $52.0M brokered CDs.","Book value per share $5.94; shareholders' equity decreased 5.4% to $48.0M."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-24-079744","json":"https://secwatch.observer/filing/0001213900-24-079744.json","markdown":"https://secwatch.observer/filing/0001213900-24-079744.md","text":"https://secwatch.observer/filing/0001213900-24-079744.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1297341/000121390024079744/0001213900-24-079744-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1297341/000121390024079744/ea0214984-8k_kentucky.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T03:55:31.395118+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}