{"schema_version":"secwatch.filing_event.v1","accession":"0001213900-24-089782","form_type":"8-K","ticker":"REFI","cik":"0001867949","company_name":"Chicago Atlantic Real Estate Finance, Inc.","filed_at":"2024-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.181880+00:00","generated_at":"2026-05-30T11:10:52.047138+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Chicago Atlantic closes $50M unsecured term loan at 9.0%, rated BBB+ by Egan-Jones","bullets":["Entered into $50M unsecured term loan maturing Oct 2028; fixed cash interest rate of 9.0% per annum.","Egan-Jones assigned a BBB+ rating to both the Company (REFI) and the senior unsecured term loan.","Full balance drawn at closing; used to repay existing borrowings on $110M senior secured revolver and for working capital.","Loan is interest-only; can be prepaid whole or in part subject to prepayment penalties (3% in year 1, 2% in year 2)."],"urls":{"canonical":"https://secwatch.observer/filing/0001213900-24-089782","json":"https://secwatch.observer/filing/0001213900-24-089782.json","markdown":"https://secwatch.observer/filing/0001213900-24-089782.md","text":"https://secwatch.observer/filing/0001213900-24-089782.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1867949/000121390024089782/0001213900-24-089782-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1867949/000121390024089782/ea0218083-8k_chicago.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T11:10:52.047138+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}